You can use platforms like Paisabazaar to apply for the one that suits your requirements the best. Axis Bank Atlas is one of the most rewarding credit cards for Air Miles and possibly the best credit card for airline-agnostic benefits. Unlike other co-branded cards, this card offers general EDGE Miles which can be redeemed across multiple airlines and hotel loyalty programs. The card works on a tier-based model where cardholders are rewarded based on their spends. Cashback SBI Card has long been the top contender for best credit card in India in the cashback category, as it offers 5% cashback across all online spends, with no merchant restrictions.

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• These rates vary from 0% up to 27% depending on how long you’ve had the account and where you live.
• Other premium benefits like 50 free golf rounds in a year and memberships to premium hotel loyalty programs makes this card a great option for high-income individuals seeking all-round benefits.
• It’s India’s #1 branded budget hotels with its presence in 100+ cities (including the metro cities of Delhi, Mumbai, Pune, Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata) and more than 600 hotels.
• Axis Bank is relying on Clause G of its Most Important Terms and Conditions (MITC) to justify the recovery effort.

These rates vary from 0% up to 27% depending on how long you’ve had the account and where you live. The truth is, there is no single credit card that is best suited to everybody. This blog compares the top credit melbet online cards you can choose from based on your needs .

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The HDFC Regalia Gold Credit Card offers attractive reward points for daily spends, along with airport lounge access, and several redemption benefits, with emphasis on lifestyle and travel needs. Here are the top credit cards in India that offer substantial value on shopping across select brands as well as on general online spending, in the form of cashback. If you are planning to apply for a credit card in the new year, you can check out these best credit cards for 2025.

The clause states that if a cardholder has a negative rewards balance at the time of account closure, the equivalent amount will be converted into a statement debit that must be repaid before the card is officially closed. A loophole in the Axis Bank’s reward points allotment system led to a situation where multiple customers were able to get reward points they did not earn, Livemint reported. If you don’t pay off your balance on time each month, the interest rate will add up quickly and may turn into a fee if you don’t pay it off within a year.

Additionally, students can also opt for secured credit cards like IDFC FIRST WOW Credit Card, Paisabazaar Step UP Credit Card, Kotak 811 #DreamDifferent Credit Card and ICICI Coral Contactless Credit Card. Payouts by Cashfree Payments is a payment disbursal platform used by businesses to do bulk payouts. When you create a Payouts account, Cashfree Payments creates a virtual wallet for you. You can add funds from your bank accounts to the wallet and use the funds to do payouts.

Apart from fuel, the card also gives extra reward points on movie tickets, dining, and grocery spends which can be redeemed to get more free fuel. If you prefer BPCL petrol pumps over other fuel stations, you can consider this fuel credit card and avail the all-rounder benefits. We have talked about the major benefits of these credit cards along with a few reasons why we recommend them and which is the best credit card in India for each category. To find the right credit card, you must always analyze your spending patterns and accordingly look for a card that offers maximum value in your preferred spending categories. IndianOil RBL Bank XTRA Credit Card is the newest addition to the list of Indian Oil’s co-branded credit cards and offers the highest fuel savings of 8.5%. Cardholders also get 3,000 bonus Fuel Points as welcome benefit and can earn 1,000 Fuel Points per quarter on reaching spending milestone of Rs. 75,000.

Axis Bank ended up refunding the transaction amount without revoking the reward points. There are also some cards that offer benefits like travel insurance or roadside assistance, but those are often not worth the cost of using them. SBICPSL and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the service provider whose site you are about to access. So, if you find any of these dysfunctional, let us know and we will fix it within 30 minutes.